The same laws that apply to buying in the continental U.S. apply to non U. S. citizens wanting to buy in the U. S. Virgin Islands. There are no prohibitions to purchasing real estate here in the U.S. Virgin Islands and there are reasons to consider a home here; our consistently balmy weather along with purchasing under the protection of the U. S. laws and flag.
Financing is available for non US citizens. For those buyers who do not have US based credit, it is advisable to start your mortgage pre-qualification process early to identify appropriate programs and any requirements that may require extra attention. In general, lenders will look to validate your income (2 -3 year history), assets, and credit history. This documentation could require translation to English, conversion to dollars, or other special processing that can take additional time in the loan process. Identifying these needs up front will ensure a smooth transaction.
Essential resources tips to help you purchase real estate in the United States Virgin Islands.